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河北省新型农村金融机构发展的现状与对策

标题: 河北省新型农村金融机构发展的现状与对策
英文标题: Current Situation and Countermeasures of New Rural Financial Institutions in Hebei Province
作者: 李延春,杨海芬,赵邦宏
出版时间: 2013-01-01
机构: 河北农业大学
关键词: 新型农村金融机构,村镇银行,河北省
英文关键词: new type of rural financial institution,rural bank,Hebei province
刊名: 湖北农业科学
英文刊名: Hubei Agricultural Sciences
ISSN: 0439-8114
卷号: 001
基金: ^A河北省社会科学基金^B^D1%^A河北省哲学社会科学研究基地(河北农业大学)资助项目^B^D2
页码: 223-226
分类号: F832.3
摘要: 在中国新型农村金融机构快速发展的背景下,河北省以村镇银行为主导的新型农村金融机构在一定程度上缓解了农村贷款难的矛盾,促进了县域经济的发展。但在发展过程中还存在着社会认知度低、机构规模小、资金不足、风险问题突出、监管难度大等诸多问题亟待解决。结合目前河北省新型农村金融机构的发展情况,对政府和机构提出了几点促进其发展的对策与建议。
英文摘要: Under the background of rapid development of the new types of rural financial institutions,the new types of rural financial institutions in Hebei province,with the rural banks as leading type,relieved the difficulty in loan and promoted the development of county economy.However,there were still some difficult problems to be solved,such as a low level of social awareness,small scale,capital insufficiency,high risk and difficult supervision.Several countermeasures and suggestions for government and institutio...